1.1 This End-User License Agreement (“EULA”) is a legal agreement between Zingrev OÜ, registry code 17315908, a private limited company incorporated under Estonian law with registered office at Tuukri tn 19-202, Kesklinna linnaosa, Tallinn, 10120, Estonia (“Zingrev”, “we”, “our”, or “us”), and you, the individual or legal entity who downloads, installs, or uses the Zingrev mobile application (“Zingrev App” or the “App”).

1.2 This EULA governs your rights and obligations in relation to the use of the App. It is separate from, but must be read together with, our Terms of Service, Privacy Policy, Cookie Policy, Payment Terms & Fees Policy, and Refunds & Cancellations Policy (collectively, the “Policies”).

2.1 Subject to your compliance with this EULA and the Policies, Zingrev grants you a limited, non-exclusive, non-transferable, revocable license to:

2.2 This license does not constitute a sale of the App or any intellectual property rights therein. All rights not expressly granted to you remain reserved by Zingrev and its licensors.

3.1 The license is granted for use on devices running:

3.2 The App may not be available or functional on all devices or operating system versions. Zingrev does not guarantee compatibility.

3.3 You are responsible for ensuring your device meets the minimum technical requirements for installing and using the App.

You agree not to:

4.1 Copy, reproduce, distribute, or sublicense the App except as expressly permitted.

4.2 Modify, adapt, translate, reverse engineer, decompile, disassemble, or attempt to derive source code, algorithms, or data structures of the App, except where expressly permitted by law.

4.3 Circumvent or attempt to circumvent security or technical restrictions implemented in the App.

4.4 Rent, lease, lend, sell, redistribute, or sublicense the App.

4.5 Use the App for unlawful, fraudulent, or abusive purposes, including harassment, misrepresentation, or violation of third-party rights.

4.6 Remove, obscure, or alter proprietary notices, trademarks, or legal disclaimers contained in the App.

5.1 The App, including its code, design, text, images, graphics, user interface, and all associated intellectual property rights, is the exclusive property of Zingrev and its licensors.

5.2 You acknowledge that:

5.3 “Zingrev” and associated logos are trademarks of Zingrev OÜ. Unauthorized use of these trademarks is prohibited.

6.1 Zingrev may provide updates, upgrades, patches, or bug fixes (“Updates”) to improve or enhance the App.

6.2 Updates may be:

6.3 By using the App, you agree to receive such Updates.

6.4 Certain Updates may modify or remove functionality. Zingrev is not obligated to provide any specific feature or maintain compatibility indefinitely.

7.1 The App may integrate or link to third-party services, software, or content (e.g., mapping, payment processing, analytics).

7.2 Use of such third-party services may be subject to additional terms and conditions imposed by the third-party provider.

7.3 Zingrev is not responsible for third-party services and disclaims all liability in connection with their availability, accuracy, or reliability.

8.1 The App may incorporate components licensed under open-source licenses.

8.2 Use of such components is subject to their respective license terms, which take precedence over this EULA where applicable.

9.1 By using the App, you acknowledge that Zingrev will process your personal data in accordance with its Privacy Policy.

9.2 The Privacy Policy sets out:

9.3 You are responsible for reviewing and understanding the Privacy Policy before using the App.

10.1 If you download the App from the Apple App Store, you acknowledge and agree that:

10.2 If you download the App from the Google Play Store, you acknowledge and agree that:

11.1 The App is provided on an “as is” and “as available” basis without warranties of any kind.

11.2 Zingrev expressly disclaims:

11.3 To the maximum extent permitted by law, all implied warranties are excluded.

12.1 To the fullest extent permitted by law, Zingrev shall not be liable for any indirect, incidental, special, or consequential damages, including loss of profits, data, or goodwill, arising from your use of the App.

12.2 Zingrev’s total aggregate liability under this EULA shall not exceed EUR 100 or the amount you have paid (if any) for use of the App in the preceding 12 months, whichever is greater.

12.3 Nothing in this EULA excludes liability for fraud, gross negligence, or death/personal injury caused by negligence.

13.1 This EULA is effective until terminated by you or Zingrev.

13.2 You may terminate by deleting the App and ceasing all use.

13.3 Zingrev may suspend or terminate this EULA at any time without notice if you fail to comply with its terms.

13.4 Upon termination, all rights granted to you under this EULA will cease, and you must delete all copies of the App.

14.1 This EULA shall be governed by and construed in accordance with the laws of Estonia, without prejudice to mandatory consumer protection rights under EU law.

14.2 Disputes shall be subject to the exclusive jurisdiction of the Estonian courts, unless mandatory EU consumer law requires otherwise.

14.3 Consumers also have the right to use the EU Online Dispute Resolution Platform (https://ec.europa.eu/consumers/odr/).

15.1 Zingrev reserves the right to amend this EULA at any time.

15.2 Material changes will be communicated via the App or email.

15.3 Continued use after changes constitutes acceptance of the revised EULA.